Charleston Bankruptcy Code Lawyer

The decision of whether to file bankruptcy should not be taken lightly. Bankruptcy may also be your ticket to a future free of excessive debt. If you are struggling with debt, you should carefully consider your options and talk to an attorney who can explain options that are tailored to your specific financial circumstances.

At the Steadman Law Firm, P.A., in North Charleston, South Carolina, we provide clients with the information they need to make knowledgeable decisions about their financial futures. Attorney Richard A. Steadman, Jr., has more than 30 years of experience in law, and can counsel you through the bankruptcy process.

Learn More About Bankruptcy

• Chapter 7 bankruptcy — Also known as "straight" bankruptcy or "liquidation" bankruptcy, Chapter 7 bankruptcy eliminates debt. Debtors may have to sell off certain property to settle outstanding debts with creditors.
• Bankruptcy means test — Eligibility for Chapter 7 bankruptcy is determined through a means test which considers income and assets. Individuals who are not eligible for Chapter 7 bankruptcy can still file Chapter 13 bankruptcy in most circumstances.
• Chapter 13 bankruptcy — In Chapter 13 bankruptcy, debt is reorganized.
• Bankruptcy and divorce — Sometimes, bankruptcy and divorce are two interrelated legal matters. We help clients address their debt concerns during or after divorce.
• Foreclosure and repossession — Bankruptcy puts a stop to foreclosure actions and repossession. Talk to us for more information about the specific protections of Chapter 7 and 13 bankruptcy.
• Exempt property in bankruptcy — Despite what you may have heard, you will not lose everything you own if you file bankruptcy. Bankruptcy exemptions are in place to allow you to keep certain exempt property.
• Stop creditor harassment — When you file bankruptcy, an automatic stay goes into effect that immediately puts a stop to creditor harassment.
• Alternatives to bankruptcy — Bankruptcy is not for everyone. We will discuss alternatives to bankruptcy if we believe your situation does not necessitate a bankruptcy filing.
• Bankruptcy myths — Don't let bankruptcy myths get in the way. Learn the truth behind these common misconceptions.

Contact a Debt Relief Lawyer Serving Charleston, Summerville, Goose Creek, Moncks Corner and All Lowcountry Areas to Declare Bankruptcy

To learn more about your bankruptcy options, contact our law firm to schedule a consultation. We are available during regular business hours and by appointment at other times. For your convenience, we offer payment plans for our clients who need them.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.